Online Casino Credit Card Deposits

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Nowadays, it is profoundly simple to deposit money to an online casino using a credit card. Unlike debit cards, credit cards are not directly connected to a current account and instead, use the funds that are borrowed from a financial provider to make deposits.

Over the years, there are a number of well-reputed cards that have proven to be secure and perfect for use in this regard. They include Visa, MasterCard, and Amex.

If you opt to use any of the credit card payment options mentioned above, all you will be required to do is to fill out the details of the card as specified on the page.

After the payments have been submitted, it will not take long before the funds are made available on the casino account immediately. Nonetheless, for any player who is intending to use any of the credit cards mentioned in this article, the transactions are normally done on charges that are between 2 to 4%.

The Pros & Cons of Using a Credit Card to Fund a Casino Account

If you have chosen to use your credit card as a means of transferring funds instantly to your casino account, then it is important to be aware of the pros and cons that are involved in this process.

The Cash Advance Fee – if there is one fee that the issuers of credit card normally hit their customers with whenever they choose to use a credit card for the purposes of funding an account of an online casino site then it has to be a cash advance fee.

The Deposit Limits – When you use other available banking options at a casino, you will not experience any deposit limit imposed on you. Things are, however, different when you fund your online casino account with a credit card, as there is either a daily or a weekly maximum limit. The deposit limits for credit cards range from one casino to another, and the limits can be raised as a reward for your loyalty once you have become a regular player at the casino.

The Withdrawals – Usually, there are a number of casino sites that send back the winnings to the Visa card account. However, those who have opted to use other payment methods like MasterCard will not have their winnings sent back to their MasterCard accounts. According to MasterCard’s rules and regulations, gambling winnings aren’t sent back to those cards, and so users have to look for another option for withdrawal.

The Fax Back Forms – As one of the measures of ensuring that credit cards are used effectively in online casinos, most casino sites will send this kind of form back to their customers. The form will be filled and sent back within the required time, failure to which the withdrawals will be held until that is done.

The Application Process for a Casino Credit

A number of online casinos provide credit privileges as a means of serving their customers better and increasing their loyalties, and the application process is just as easy as that of a credit card.

Applying for a casino credit card should be done before the player visits the casino. Even if you are just applying to enjoy the cashing privileges, the first thing you will need to do is to fill out the credit application. The application will seek to determine your creditworthiness before it is processed. For instance, you cannot have $450 in your account and expect to get a line of credit that is worth $2500. It is very imperative to have at least this much in the account that you will use. The casinos would want to be sure that they could easily withdraw such an amount from your account.

When you go ahead and sign the application, you will be giving the online casino firm a permission to carry out a full credit check and even get in touch with your provider of financial services. There are a number of casinos that would need you to attach a voided check to your application. Once the process of credit application has been approved, you can take a marker and obtain money to use for gambling. All you will have to do is to get in touch with a dealer who will call over the floor person.

Besides inquiring the amount that you’d need, the floor person will also ask for your player’s card before they do the paperwork for you. From there, you will get the marker to sign, and the floor person will give the dealer instructions to provide you with chips for that particular amount.

Signing a marker makes it a legal tender that can be easily cashed by the casinos. The timeframe for giving back the markers their money is based on the amount that you owe.

How to Use a Credit Card at a Casino

Funding an online casino account with your credit card is very simple. If you’ve ever used your credit card for any kind of online purchases, then you’re more than likely be familiar with the process.

Once you have successfully signed up at an approved establishment, all you have to do is enter your credit card number as well as the amount that you wish to deposit. The funds will then be transferred into your casino account within seconds.

MasterCard, Visa and Amex are the default choices for players who want to use a credit card at an online gaming site, and are generally accepted without a hitch. However, players in the USA may encounter difficulty when using this form of deposit method due to the Unlawful Internet Gambling Enforcement Act (UIGEA) that was passed in 2006 – A law which prohibits gambling establishments from knowingly accepting payments related to wagers via the internet.

Bear in mind, this law does not make it illegal to participate at online gambling, but simply makes the process of transferring funds between American players and online casinos more difficult. But as you can see from our other payment methods, there are still plenty of ways American players can fund their online gambling accounts.

Fees You Should Be Aware Of

If you’re planning to use credit cards to fund your online casino accounts, below are some of the fees that you should be aware of. Note – Fees varies dependent on the credit card and the casino site you’re playing at, but below are the most common fees:

  • The majority of our recommended casinos will not charge you any extra fees when making deposits or withdrawals with a credit card. Any fees incurred will be by your card issuing company.
  • The Interest Charges – If you choose to use your credit card as your deposit option of choice, then you’ll have to pay interest charges whenever you fail to pay off the account balance of your credit card.
  • Other Extra Casino Fees – Many casinos now charge their customers each time they use their credit cards. It is a small percentage, usually ranging from 2-4%, of the amount you deposit, which they call the processing fee.

A lot of online casinos are less than forthcoming when it comes to clearly displaying all the associated fees when it comes to making deposits and withdrawals – steer clear of these sites. Make sure you know upfront exactly how much these fees are so that you won’t get any nasty surprises.


As mentioned earlier, opting to use any of the credits that are currently available means you are willing and ready to part with between 2 to 4% that is charged on the transactions.

American players will likely have a harder time using credit cards to make online casino deposits due to the UIGEA, but that is not to say it’s impossible. You’ll simply have to try to see what the outcome is. Alternatively, checkout the other payment methods to see if they’re better suited for your needs.